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An online savings account is the perfect solution to the problem of saving money. You can sign up with any bank that has an Internet presence, inside or out of Australia, and be able to manage your money with complete convenience. An ANZ Online Saver account is an outstanding example of this type of savings account. Simply link the Online Saver account to your existing ANZ account and transfer money between the two anytime, either online or through the ANZ phone bank. If you act now, you can take advantage of special interest rates, up to 6 percent, that will help inflate your balance in a hurry. There’s no service fees and no minimum balance, so every dollar you deposit goes to work for you right away. There are certain time limitations around the highest interest rate, so be sure to log on to the ANZ website and start your savings account soon.